I keep wondering how to make some lemonade out of this whole thing. There must be some way to frame this so that it makes sense.
While I am typing this, one kitty is sitting near me, the other is off somewhere. It is the other that is part of my angst. The other has fecal impaction and has had this problem for four years. The problem is that right now, I cannot afford to take her to the vet to have it treated. Also, this has been going on for over four years and one has to wonder how long to let it go. She requires medication twice a day and this almost always involves a "game" of hide-and-seek. It also makes it difficult to go anywhere because we need to be around to give her the "butt drugs." So I have decided that nine years has been a good long life for my kitty.
Banks are just too much fun to deal with. They remind me of a bully. They look for the first sign of weakness and then exploit it to its fullest potential. Case in point: Because an unexpected payment hit my account before a check cleared, my account went south. The first I heard about this was almost 6 days after it occurred when I got the letter. (I know, I should more closely monitor my account.) The letter said that to cover $77 in NSF, would cost nearly $300! I would have been better off going to a "Predatory Lender!" Since this time, the amount has topped $650.
This, in part, was precipitated by the practice of the church treasurer. She will not give me a check, she must mail it. And she arranges it so that the check will arrive (assuming the US Mail works the way it should) on either the 1st or the 16th of the month. If that date should fall on a weekend, well, "it sucks to be you!" (I will have to say, she did not use those words, but that was the perceived intent.) If the day should fall on Friday, I would not get the check until after work so the money would not become available in my account until almost 5 days after payday. Her comment was that in a business, when it is payday, it is payday. I told her that this is not a business, it is a church. What I can tell is she feels she is doing us a favor and how dare we ask her to do any more. I don't see how giving me the check early would be a problem. She said that I would be cashing the checks early and that is not the way business works. She also said that when you have to write six checks you write them all on the same date. (I am the only check that is needed at the chruch)
When it suites the treasurer, checks can be written earlier. In April, I received both checks for the month on the first of the month because she would be too busy with taxes around April 16th to write the check. I guess when it suites her, I can be very trustworthy.
One of the great problems of this arrangement is that the treasurer has been in church maybe twice in the year I have been here. And her mother is one of the most anxious people I know. Her mother told me to clean my office and would walk into my office and start looking for things. Her mother, working on information I am assuming came from the treasurer, has approached an organist and told me that I better talk to this organist "sooner as opposed to later." Get the treasurer pissed, and it gets played out through the mother. And mom has been part of the congregation since the "glory days." I thought vestry members were supposed to be a living part of the congregation.
The payment that hit my account was a school loan payment. My loans have been in forbearance for two years while I am under employed. Staying in the current situation does not help this situation. But trying to find a job in Michigan is nigh on to impossible.
Time to go to my exceedingly *full sarcasm* fulfilling job of making coffee.